Digitalization brought wealth management to the general public in a more fluid, efficient, and personalized manner with digital tools and platforms. Online trading systems, robo-advisors, and mobile applications now democratize access to banking services and .Digitalization brought wealth management to the general public in a more fluid, Digitalization brought wealth management to the general public in a more fluid, efficient, and personalized manner with digital tools and platforms. Online trading systems, robo-advisors, and mobile applications now democratize access to banking services and .efficient, and personalized manner with digital tools and platforms. Online trading systems, robo-advisors, and mobile applications now democratize access to banking services and .